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Free Educational Webinars

Join me every other Thursday at 1pm Eastern for a 30-Minute “Lunch and Learn” webinar covering every key aspect of life insurance with regard to The Double Play: Putting your money to work in two places at one time by leveraging the cash value of a permanent life insurance policy to invest in real estate.

These sessions are 100% educational and 100% Free.

My goal is to demystify life insurance and to give you the tools you need to know — without talking to an agent — to get the most efficiently-designed policy to maximize your wealth accumulation through your utilization of The Double Play. I’m going to bust all of the myths and misconceptions about life insurance.

The Double Play” Webinar Series

Every Thursday @ 1pm Eastern

Recordings of past webinars will be available on YouTube and in the Webinar Library below.

Disclaimer: This is 100% educational. No soliciting. No financial advice is being offered or given.

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Up Next:

5/28/2020 – Why you Shouldn’t Use a Policy Loan for The Double Play. Do This Instead

Don’t use a policy loan for The Double Play! It is not the optimal way to access your cash value. Sign up and learn how you can TRIPLE the gains outside your policy! That’s right, doing it the wrong way is costing you. This session is worth your time!

Register Here

Future Topics:

6/11/2020 – What is a reasonable return to expect? (Dividend Rate)

6/28/2020 – Common Tricks Agents Use on Illustrations

7/9/2020 – Understanding Fixed, Variable, and Indexed Policy Loans

7/23/2020 – Understanding the Guaranteed Rate in a Life Insurance Policy

8/6/2020 – How to Get the Most Cash Value in a Policy

8/20/2020 – When is the best time to use a policy loan?

9/3/2020 – The Advantage of an IUL for the Double Play

9/17/2020 – How Long Does it Take to Build Cash Value?

10/1/2020 – What Companies are Best for Double Play Policies?

Past Topics (Click to view):

2/6/2020 Introduction to the “Double Play”: Leveraging a High Cash Value Life Insurance Policy to Invest in Real Estate

This session is a high-level overview of the “Double Play” concept: Accelerating wealth accumulation by putting your money to work in two places at once. This is the first in a weekly, 20-Minute webinar series that will cover all of the key aspects of private banking utilizing life insurance.

2/13/2020 – Life Insurance 101: The basics you need to understand before we can dive deeper.

This is the fundamental knowledge you’ll need to understand before The Double Play will make sense. This will be the best and simplest explanation of permanent life insurance that you will ever hear. Guaranteed. You’ll learn the two components of a policy and what the cash value represents. We’ll cover the differences between Whole Life and Universal Life.

2/20/2020 – The Business Case for Leveraging Cash Value

This is where the rubber hits the road. We will answer this question by analyzing the numbers:

Are you better off by taking your money and putting it into a max-funded policy to invest or by simply taking your money and investing directly? When I am presenting this strategy I use this business model to make an apples to apples comparison with user-defined inputs. The result is a graph that shows wealth accumulation over time. We’ll review a sample business case and you’ll get to see all the assumptions and projections.

2/27/2020 – Which is better for The Double Play: Indexed UL or Whole Life?

It’s impossible to do research into “Infinite Banking” or “Be Your Own Bank” programs without being told that it has to be done with “a Dividend-paying, Mutual Whole Life company that has been around for over 150 years”… yada yada.

Is this true or just marketing BS?

Where going to look under the hood of both types of policies to see which one is better suited for The Double Play. We’ll build on what we learned during Life Insurance 101 and use it to evaluate the popular misconceptions and see which type of policy is truly the better tool for Real Estate Investors.

The answer might surprise you. Don’t miss this session!

3/5/2020 – Minimum vs Maximum Funded Life Insurance Policies

If you’ve been searching the internet looking for information on using life insurance to invest in real estate you’ve probably come across a lot of information (and disinformation!): Whole Life vs IUL, Buy Term and Invest the Difference, Life insurance is a ripoff.

In this webinar I’m going to show you that Maximum over funded life insurance is not the same as your Uncle’s Whole Life policy. Not all life insurance is created the same. If you think life insurance is a “ripoff”, you’re probably thinking of a typical, minimally-funded whole life.

A maximum-overfunded policy is far from being a ripoff. A Maximum-funded Life insurance policy is imperative for Private Banking strategies like The Double Play: putting your money to work in two places at one time by leveraging the cash value of a maximum-funded life insurance policy.

3/12/2020 – Debunking the Common Myths About Life Insurance

If you have been led to believe that permanent, or whole life insurance, is a bad investment, one reason might be all of the common life insurance myths that persist and spread.

The thing is, not all life insurance policies are the same. A policy designed to maximize death benefit is going to have minimal cash value and high costs. But a policy designed for maximum cash value is going to have very low fees. And a max-funded life insurance policy is a very powerful financial tool that can generate 2-3 times the after-tax income of a similar-sized 401(k).

They’re not all the same and it’s not a one-size-fits-all product. So sign up and attend because we’re going to debunk many of the common myths about cash value life insurance.

3/19/2020 – Premium Financed Life Insurance: Flipping The Double Play on its Head

Premium financing flips The Double Play around. With The Double Play, we are putting our money to work in two places at one time by leveraging the cash value of a maximum over-funded life insurance policy to invest in real estate.

With premium financing, you are leveraging the bank’s money to purchase cash value life insurance. The loan is secured by the cash value of the policy.

So what it boils down to is this: what if you could get all the money that you wanted at 4% and knew that you could turn around and invest it and earn 5%. How much money would you want? All of it, right?

In this webinar, I’m going to explain premium financing and why banks WANT to loan you a million dollars to purchase life insurance… if you can qualify…

3/26/2020 – Understanding the Costs in a Life Insurance Policy

In this session we are going to talk about life insurance fees and charges in a maximum over-funded life insurance policy. This is an important topic because I’m sure many of you have heard rumors that the entire first year premium in a Whole Life Insurance policy is paid to the agent as a commission. Rumors like that would concern me… if they were true.

That is not the case in a policy that is designed for The Double Play. A good policy design for The Double Play should result in about 85% cash value to Premium ratio. And I suspect that many of you who have ever seen a life insurance illustrations before have not seen numbers that high. It is much more common to see policies with a cash value of 65 to 75% cash value to Premium.

Those are simply “over-funded”. We need maximum over-funded policies for The Double Play: putting your money to work in two places at one time by leveraging the cash value of a maximum over-funded life insurance policy. So where does the money go? How much is the Cost of Insurance? What is the difference between properly-designed policies and poorly-designed policies?

Sign up and we’ll take a look at a life insurance illustration example and show you how to avoid making a very common mistake that easily doubles or triples the expenses… and agent commissions.

4/2/2020 – What to Look for in a Properly-designed Policy

No Recording Available. Please view the YouTube video instead.

4/9/2020 – “Infinite Banking and Real Estate Investing

If you’re thinking about setting up an “infinite banking” policy for investing in real estate, you are going to want to attend this webinar. We’re going to be talking about the policy design modifications needed for real estate investors.

“Infinite Banking Concept“, “Be Your Own Bank“, “Bank on Yourself” and other Life Insurance marketing systems are simply Private Banking strategies utilizing Over-funded Cash Value Life Insurance.

When it comes to Private Banking and Real Estate Investing, I like to refer to it as The Double Play: putting your money to work in two places at one time by leveraging the cash value of a maximum over-funded life insurance policy. The key word is Maximum.

4/16/2020 – The #1 Costliest Mistake Most People Make When They Set Up a Policy

In this session I discuss the number one mistake that people make when they are starting up a policy. This policy design mistake can easily cost thousands of dollars. 

I walk through an example of a fairly small policy illustration and show you how this mistake would cost this policy owner thousands of dollars in actual cash value as well as lost earnings potential. This doesn’t just impact Real Estate Investors leveraging their cash value. Life Insurance Retirement Plans (LIRP) are also based on maximum over funded life insurance policies. Both agents and policy owners often make the same mistakes when designing these policies as well.

4/23/2020 – Get 3X the Income from the Same Amount of Savings!: Life Insurance as a Retirement Plan

In this session, I discuss Life Insurance Retirement Plans: using a cash value life insurance policy to generate tax-free retirement income.

Life Insurance Retirement Plans and The Double Play have a lot in common: both require a maximum over-funded life insurance policy and both leverage the power of a policy loan. The Double Play works by putting your money to work in two places at one time by leveraging the cash value of a life insurance policy. A Life Insurance Retirement Plan works by leveraging the cash value to generate tax-free income for retirement.

How much income can you get? Would you believe two to three times the after-tax net of what you can get out of a standard Ira or 401k with the same amount of money?

You’ll have to sign up to find out how.

4/30/2020 – Understanding Indexed Universal Life Insurance: Caps, Floors, Crediting Rates, and Myths

In this session I’m going to take a deep dive into Indexed Universal Life Insurance and explain how these policies work and why I believe they are the best choice for The Double Play. I’ll break down the mechanics of interest crediting: caps, floors, participation rates and multipliers. I will also explain why I believe an IUL will likely outperform a Whole Life over time. We’ll also spend some time debunking all the life insurance myths about IUL.


5/14/2020 – Is Buy Term and Invest the Difference Really Better? Let’s Analyze the Numbers.

Have you ever heard that you should just “buy term and invest the difference”? Is this really better than buying a permanent life insurance policy? I’ve built a “buy term and invest the difference calculator” and the results will surprise you.

Questions? Click the button to schedule a time for us to call you.

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No Rendering of Advice: The financial content in this document is provided for your personal information only. It is not intended for trading purposes, and cannot substitute for professional financial advice. Always seek the advice of a competent financial advisor with any questions you may have regarding a financial matter. Information in this document is not appropriate for the purposes of making a decision to carry out a transaction or trade nor does it provide any form of advice (investment, tax, or legal) amounting to investment advice, or make any recommendations regarding particular financial instruments, investments, or products.

The primary reason for purchasing life insurance is the death benefit protection. Any other benefit is purely ancillary.