Retiring Soon?

Permanent Life Insurance is like a Roth IRA on steroids. 

Is your retirement savings tied up in a Traditional IRA or 401(k)?  Do you feel like you handed the IRS a blank check?  You did! They’re going to fill it in for the amount you owe every time you withdraw your money.  The tax rates today are meaningless. You need to worry about the tax rates when you retire! Are they going up or down?

If you’ve saved a considerable amount for retirement, its got to hurt to look at the total and know that only two-thirds of it can be used to fund your retirement.  Its not too late to take advantage of the tools that we use to create TAX-FREE income.  And we’ll show you how you can soften the blow of the taxes and end up with much more money for retirement.

Permanent Life Insurance is like a Roth IRA on steroids.  Just think about it.  You are paying your premium with after-tax dollars and your savings is growing tax-free. But that’s where the similarities end. There are no contribution limits on life insurance. You don’t have to wait until you are 59 to start taking income.  Did we mention the death benefit?  It is life insurance.  The primary goal of retirement savings is to start saving early and with steady contributions and growth, you will someday have enough to begin to withdraw and live on in retirement. It is much like slowly filling a bucket until it is full and then taking from the bucket once you have retired. If you are injured and cannot work, or worse, if you die, life insurance offers the opportunity to automatically fill up the bucket so that your family has everything that they need to move ahead. Having your spouse remarry is not a plan. Most importantly, the IRS does not tax Life Insurance Benefits.

One common misconception with potential clients is that they think they are too old or insurance will be too expensive.  Insurance costs do go up as you get older.  But you are looking at it the wrong way!  The goal of our savings programs is to get as much of your cash into “the cash value” of Life Insurance, not to get you life insurance.  When we design a Life Insurance policy for you, it doesn’t matter if you are 20 years old or 70 years old, the cash accumulation will be relatively the same!  You will just be purchasing less insurance as you get older.

The following video explains our IRA and 401(k) rescue plan.  Take a look and then contact one of our financial representatives to discuss your own unique situation to see if we can save your savings.


Annuities are a great way to lock in the gains on your retirement savings and turn it into guaranteed lifetime income. With the market at all time highs, NOW is a great time to consolidate those winnings and put it into a principal-protected asset.

Click here to join our mailing list to receive monthly Financial Tips

Questions? Click the button to schedule a time for us to call you.

Schedule an appointment