People are Living Longer and Healthier Lives, Life Insurance Rates Have Dropped!
Beginning in 2020 life insurance companies were required to implement new mortality tables that reflect that people are generally living longer and healthier lives. The good news for you is that this translates directly into lower rates for many rate classes.
If you are still healthy and insurable, you may be able to lower your premiums.
|Keep your Premium the Same||Get more death benefit for your Premium dollar|
|Keep your Death Benefit the Same||Lower your Premium|
|Increase Term of Coverage||Lower cost of insurance.|
Take advantage of the new Mortality Tables now. The cost of insurance increases every year as you age so it will never cost less than it does today. Its worth checking to see if you can get save money.
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Disclaimer: Innovative Retirement Strategies, Inc. does not provide tax or legal advice. This information is prepared from sources generally believed to be reliable. No express or implied warranties or representations are made regarding its completeness or accuracy. In states where we are not licensed, we will refer business to a properly licensed agent.