I have been investing in real estate for about four years. I saw an opportunity back in 2010 and 2011 when it looked like the Real Estate market had hit rock bottom. Just as Warren Buffett says “Be Fearful When Others Are Greedy and Greedy When Others Are Fearful”. I […]
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For a lot of people, the single largest component of their net worth is the Home that they live in. A lot of people forego saving for their retirement in order to pay down their mortgages and free themselves from their mortgage. I can certainly relate to the freedom that […]
One of the most powerful features of a permanent life insurance product used as a retirement planning tool is the ability to take loans from the insurance company that are secured by the cash value of your life insurance policy.
I love sailing. It is the primary reason that I moved to Florida several years ago. My wife and I own a Catalina 30 that we use as our weekend getaway. Its a comfortable floating camper that has an amazing view of Coconut Grove and Miami Florida. We can easily […]
The open enrollment period for health insurance begins later this week. If you don’t have health insurance from your employer, now is the only time to either get coverage or change your existing coverage. If you don’t get insurance, you will owe your “shared responsibility” payment. The one thing […]
Last week both the S&P 500 and the Dow moved into record high territory. The surprise move by the Bank of Japan to increase their stimulus efforts fueled the rally. What goes up must come down. It’s not a matter of if, but of when. As I stated last week, […]
I just celebrated my 50th birthday last week. When you are young and investing you think to yourself that you have time to ride out all the ups and downs of the market. I stayed in the market back in 1987 when the big October crash took away all of […]
Last week was a good week for my business. I recruited two new agents. Both of the new agents are experienced real estate investors and hold Life Insurance licenses. I look forward to both of them helping educate real estate investors on how they can put their money to work […]
This past weekend we had our first cold front of the season pass through here in South Florida. Cold is a relative term since yesterday’s temperature got up to 84 degrees. But the humidity was replaced by nice dry air that made the 84 degrees feel absolutely perfect. My wife […]
A couple of weeks ago, one of my clients asked me to read Dave Ramsey’s book “The Total Money Makeover“. I’ve only seen Dave Ramsey on TV and I know he is a well known critic of permanent life insurance. He, along with several other pop-culture financial gurus, preach “buy […]
