The goal of this post is to show you a few simple Rules of Thumb that can be used to calculate the amount of savings necessary to generate a target income in retirement. I want to show you how the 4%-Rule and the 8% -Rule can be used to back into a savings requirement.
Are you disappointed right now because the caps on Indexed Universal Life Insurance Policies are so low? In this post I'll explain why the caps are low right now and show you why you really shouldn't be too disappointed. Even if you are disappointed because dividend rates are low right now, you'll find value in this article.
The goal of this article is to help you understand that because the cash value is part of the Death Benefit, Accelerated Living Benefit riders have limited value in a maximum over-funded policy after the Death Benefit is reduced.
This post discusses the recent tax law changes to Section 7702. The goal is to make you aware of the recent changes to the law and how these changes may potentially benefit the owners of Maximum Over-funded Life Insurance policies.