Wondering why dividend and interest crediting rates are still low after three years of rising interest rates? I explain why in this article.
whole life insurance
19 posts
As you think about putting your money to work in two places at one time by using The Double Play, you may find yourself wondering, “How much can I borrow from my Life Insurance policy?” The purpose of this article is to answer that question. I want to show you […]
Have you ever wondered how Life Insurance Dividends work? Or where the money comes from for Life Insurance Dividends? Or how are Dividends calculated? The goal of this article is to answer these questions. Basics Before I explain how Life Insurance Dividends work, it’s important to understand some of the […]
In this post I’m going to be discussing the concept of “Buy Term and Invest the Difference“. If you’ve been researching permanent Life Insurance you’ve likely found people who advocate for this approach. Financial pundits like Susie Orman and Dave Ramsey often tell their listeners to avoid buying permanent life […]
The goal of this post is to show that the insurance company does not keep the cash value in a life insurance policy when you die.
It can be hard to understand how an insurance company can make loans at rates lower than they are earning. This session shows how it's possible.
The goal of this post is to simply answer the question: "How soon can I access the cash value of the policy?"
The goal of this post is to show you how you can both save for retirement and eliminate credit card debt at the same time by putting your money to work in two places at one time.
Which is better? Investing in Real Estate by leveraging the cash value of life insurance or investing in real estate inside of an IRA?
This post is about understanding life insurance guarantees. Whole life insurance is built upon three primary guarantees: A Guaranteed amount of life insurance, Guaranteed annual premiums and premium payment period; and Guaranteed increases in cash value.