What happens to the cash value of life insurance when you die?

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Do I need an ILIT

<img width="570" height="350" src="https://innovativeretirementstrategies.com/wp-content/uploads/2022/06/IMG_20200703_205357-570x350.jpg" class="attachment-tc-grid tc-thumb-type-thumb czr-img wp-post-image lazyload" alt="Do I need an ILIT" decoding="async" />

The goal of this post is to show that the insurance company does not keep the cash value in a life insurance policy when you die.

What Happens To The Cash Value When You Die?