In this article, I am going to debunk one of the most pervasive myths regarding Indexed Universal Life (IUL). The myth is that the rising cost of mortality is going to cause an IUL to lapse. Understand that as an independent life insurance agent, my goal is simply to make […]
the double play
16 posts
The goal of this post is to simply answer the question: "How soon can I access the cash value of the policy?"
The goal of this post is to show you how you can both save for retirement and eliminate credit card debt at the same time by putting your money to work in two places at one time.
The goal of this post is to show you how you can achieve an Infinite Rate of Return when you invest in Real Estate using a Maximum Over-funded Life Insurance Policy.
Maximum over-funded life insurance is the best way to save your emergency fund because it maximizes returns while minimizing risk and maintaining liquidity.
The purpose of this article is to explain why Universal Life Insurance (UL), and specifically Indexed Universal Life (IUL), has a bad rap and why that reputation is unwarranted. My goal with this article is for you to understand that any UL/IUL Policy is really nothing but an unbundled Whole […]
In this post I discuss how to get the most cash value in a permanent life insurance policy. What makes a policy a maximum over-funded life insurance policy? How do you know when it is maximum over-funded? What does having a maximum over-funded policy design allow you to do?
In this post, I explain the The Double Play from the perspective of a "Magic Checking Account." I utilize the concept of a Magic Checking Account to simply help people more easily understand the flow of cash by taking away the life insurance element which is a complicating variable.
This article explains IULs by comparing IUL to whole life to show how much they are alike and the key differences. We also debunk IUL myths.
Introduction Are you using your life insurance policy’s cash value to invest in real estate? Are you using a policy loan from the insurance company? If so, you need to read this post. Don’t use a policy loan when you leverage the Cash Value of an Infinite Banking policy for […]