should i pay off my mortgage or invest the money

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<img width="570" height="350" src="https://i0.wp.com/innovativeretirementstrategies.com/wp-content/uploads/2015/10/fran-hogan-FlaD-nd1PaA-unsplash-scaled.jpg?resize=570%2C350&ssl=1" class="attachment-tc-grid tc-thumb-type-thumb czr-img wp-post-image lazyload" alt="" decoding="async" fetchpriority="high" srcset="https://i0.wp.com/innovativeretirementstrategies.com/wp-content/uploads/2015/10/fran-hogan-FlaD-nd1PaA-unsplash-scaled.jpg?resize=570%2C350&ssl=1 570w, https://i0.wp.com/innovativeretirementstrategies.com/wp-content/uploads/2015/10/fran-hogan-FlaD-nd1PaA-unsplash-scaled.jpg?zoom=2&resize=570%2C350&ssl=1 1140w, https://i0.wp.com/innovativeretirementstrategies.com/wp-content/uploads/2015/10/fran-hogan-FlaD-nd1PaA-unsplash-scaled.jpg?zoom=3&resize=570%2C350&ssl=1 1710w" sizes="(max-width: 570px) 100vw, 570px" />

Most people retire with two main assets: a home that is paid-off and their life savings. Only one of those can pay the bills and put food on the table.

Should you pay off your mortgage early?