Which is better? Investing in Real Estate by leveraging the cash value of life insurance or investing in real estate inside of an IRA?
real estate investing
9 posts
This post is about understanding life insurance guarantees. Whole life insurance is built upon three primary guarantees: A Guaranteed amount of life insurance, Guaranteed annual premiums and premium payment period; and Guaranteed increases in cash value.
If you've been searching the internet looking for information on using life insurance to invest in real estate, and you want to know if you can really and truly build more wealth by doing it, then you have come to the right place. The purpose of this article is not to show you "How" to do it, the purpose is to show you "How to do it right". And as you take this information, and effectively implement it in your own life, you should find that your own results greatly exceed your expectations.
This article explains IULs by comparing IUL to whole life to show how much they are alike and the key differences. We also debunk IUL myths.
Introduction Are you using your life insurance policy’s cash value to invest in real estate? Are you using a policy loan from the insurance company? If so, you need to read this post. Don’t use a policy loan when you leverage the Cash Value of an Infinite Banking policy for […]
If you are a real estate investor who wants to use a life insurance policy for real estate investing, you need to have a maximum over-funded life insurance policy. When you get an illustration from your life insurance agent, how do you know that the policy has been designed properly? and is a maximum over-funded life insurance policy? Understanding life insurance illustrations isn't easy.
Private banking strategies like The Double Play require a maximum over-funded life insurance policy to get the most benefit. Not every "over-funded" policy is funded right up to the legal Maximum (Minimum non-MEC). The best way to know that your policy design is funded right to the minimum non-MEC threshold is to look at the ratio of the cash value to the premium in the first policy year of your Illustration. If it is not 85-90%, then the policy is likely not designed right.
I just had a really fun and great interview as a guest for Jim Froehlich on his Podcast for Patriots show. The link to the podcast is below. Here’s what you’ll learn… We had a fun conversation about my background and military experience prior to college and career. Lots of […]
Are These Common Life Insurance Myths Keeping You From Maximizing Retirement Income? Introduction A big part of my business is helping sophisticated real estate investors learn how they can put their money to work in two places at one time by leveraging the cash value of a maximum over-funded life […]