Yes. Any permanent policy can be used for private banking. The official Infinite Banking design is overfunded, not maximum overfunded. That gap is the whole strategy.
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Many misunderstand cash value life insurance, believing the company keeps the cash value at death. In reality, cash value forms part of the death benefit. This structure allows the insurer to manage risk conservatively while giving policy owners access to growing value for innovative financial strategies.
Discover what no one tells you about infinite banking. It works with any permanent life insurance policy, yet most “infinite banking” plans are deliberately underfunded. Learn why the “pay yourself interest” pitch is deceptive and how a properly designed maximum overfunded policy delivers far greater cash value, real estate leverage power, and tax-free retirement income that beats the 4% rule.
Most people see life insurance as an expense for the next generation. But what if the same policy could generate tax-free retirement income that outperforms traditional plans by 2-3 times? Discover the innovative power of permanent life insurance.