Discover how maximum over-funded life insurance policies can defuse Ed Slott’s “ticking tax time bomb” in your IRA and 401(k). Protect your retirement legacy with tax-free income and death benefits—perfect for real estate investors who want their money working in two places at once.
life insurance retirement plan
12 posts
Have you ever heard the expression: “life insurance is not an investment” or that “you should keep your life insurance and your investments separate“. Its hard to do due diligence into leveraging life insurance without coming across people saying this. The goal of this article is to show you that […]
It can be hard to understand how an insurance company can make loans at rates lower than they are earning. This session shows how it's possible.
The goal of this post is to show you a few simple Rules of Thumb that can be used to calculate the amount of savings necessary to generate a target income in retirement. I want to show you how the 4%-Rule and the 8% -Rule can be used to back into a savings requirement.
The goal of this post is to show how a life insurance policy can generate two to three times the income from the same amount in other forms of savings.
Maximum over-funded life insurance is the best way to save your emergency fund because it maximizes returns while minimizing risk and maintaining liquidity.
If you are a real estate investor who wants to use a life insurance policy for real estate investing, you need to have a maximum over-funded life insurance policy. When you get an illustration from your life insurance agent, how do you know that the policy has been designed properly? and is a maximum over-funded life insurance policy? Understanding life insurance illustrations isn't easy.
Private banking strategies like The Double Play require a maximum over-funded life insurance policy to get the most benefit. Not every "over-funded" policy is funded right up to the legal Maximum (Minimum non-MEC). The best way to know that your policy design is funded right to the minimum non-MEC threshold is to look at the ratio of the cash value to the premium in the first policy year of your Illustration. If it is not 85-90%, then the policy is likely not designed right.
How often do you hear the recommendation to “Buy Term and Invest the Difference” when the subject of permanent life insurance comes up? Do you accept that statement at face value? Or are you like me and you need to see some proof? The Premise The premise behind “Buy Term […]
Most people see life insurance as an expense for the next generation. But what if the same policy could generate tax-free retirement income that outperforms traditional plans by 2-3 times? Discover the innovative power of permanent life insurance.