Many misunderstand cash value life insurance, believing the company keeps the cash value at death. In reality, cash value forms part of the death benefit. This structure allows the insurer to manage risk conservatively while giving policy owners access to growing value for innovative financial strategies.
life insurance myths
6 posts
In this post I’m going to be discussing the concept of “Buy Term and Invest the Difference“. If you’ve been researching permanent Life Insurance you’ve likely found people who advocate for this approach. Financial pundits like Susie Orman and Dave Ramsey often tell their listeners to avoid buying permanent life […]
Is IUL a good investment? It sure has a lot of negative press, doesn’t it? But is it warranted? Not at all. I’m going to set the record straight in this article. If you are concerned that IUL is a good investment, keep reading. First off, I just want you […]
This article explains IULs by comparing IUL to whole life to show how much they are alike and the key differences. We also debunk IUL myths.
If you are a real estate investor who wants to use a life insurance policy for real estate investing, you need to have a maximum over-funded life insurance policy. When you get an illustration from your life insurance agent, how do you know that the policy has been designed properly? and is a maximum over-funded life insurance policy? Understanding life insurance illustrations isn't easy.
The goal of this post is to debunk the top 5 most common Life Insurance Myths. Life insurance is a powerful tool for Private Banking.