Many real estate investors secure loans with life insurance—but what happens if disability prevents you from repaying them? Business loan protection disability insurance offers a powerful solution that keeps payments flowing and your empire intact.
infinite banking real estate
6 posts
The purpose of this article is to discuss when you should use a policy loan for The Double Play and when you should use a Cash Value Line of Credit. When interest rates were much lower, this was a no-brainer: Cash Value Line of Credit (CVLOC) rates were much lower than […]
In this post, I explain the The Double Play from the perspective of a "Magic Checking Account." I utilize the concept of a Magic Checking Account to simply help people more easily understand the flow of cash by taking away the life insurance element which is a complicating variable.
Introduction Are you using a Policy Loan on Life Insurance policy for investing in Real Estate? Are you using a Policy Loan from the insurance company? If so, you need to read this article! It’s important to understand that you should never use a Policy Loan on Life Insurance when […]
Private banking strategies like The Double Play require a maximum over-funded life insurance policy to get the most benefit. Not every "over-funded" policy is funded right up to the legal Maximum (Minimum non-MEC). The best way to know that your policy design is funded right to the minimum non-MEC threshold is to look at the ratio of the cash value to the premium in the first policy year of your Illustration. If it is not 85-90%, then the policy is likely not designed right.
Podcast for Patriots - Podcast Interview with Tom Rutkowski discussing Investing in Real Estate Using Life Insurance.