It can be hard to understand how an insurance company can make loans at rates lower than they are earning. This session shows how it's possible.
cash value life insurance
23 posts
The goal of this post is to show you a few simple Rules of Thumb that can be used to calculate the amount of savings necessary to generate a target income in retirement. I want to show you how the 4%-Rule and the 8% -Rule can be used to back into a savings requirement.
The goal of this post is to show how a life insurance policy can generate two to three times the income from the same amount in other forms of savings.
The purpose of this article is to explain why Universal Life Insurance (UL), and specifically Indexed Universal Life (IUL), has a bad rap and why that reputation is unwarranted. My goal with this article is for you to understand that any UL/IUL Policy is really nothing but an unbundled Whole […]
In this post I discuss how to get the most cash value in a permanent life insurance policy. What makes a policy a maximum over-funded life insurance policy? How do you know when it is maximum over-funded? What does having a maximum over-funded policy design allow you to do?
In this post, I explain the The Double Play from the perspective of a "Magic Checking Account." I utilize the concept of a Magic Checking Account to simply help people more easily understand the flow of cash by taking away the life insurance element which is a complicating variable.
This post is about understanding life insurance guarantees. Whole life insurance is built upon three primary guarantees: A Guaranteed amount of life insurance, Guaranteed annual premiums and premium payment period; and Guaranteed increases in cash value.
If you've been searching the internet looking for information on using life insurance to invest in real estate, and you want to know if you can really and truly build more wealth by doing it, then you have come to the right place. The purpose of this article is not to show you "How" to do it, the purpose is to show you "How to do it right". And as you take this information, and effectively implement it in your own life, you should find that your own results greatly exceed your expectations.
This article explains IULs by comparing IUL to whole life to show how much they are alike and the key differences. We also debunk IUL myths.
Introduction Are you using your life insurance policy’s cash value to invest in real estate? Are you using a policy loan from the insurance company? If so, you need to read this post. Don’t use a policy loan when you leverage the Cash Value of an Infinite Banking policy for […]