In this post I’m going to be discussing the concept of “Buy Term and Invest the Difference“. If you’ve been researching permanent Life Insurance you’ve likely found people who advocate for this approach. Financial pundits like Susie Orman and Dave Ramsey often tell their listeners to avoid buying permanent life […]
4% Rule
7 posts
The goal of this post is to show you a few simple Rules of Thumb that can be used to calculate the amount of savings necessary to generate a target income in retirement. I want to show you how the 4%-Rule and the 8% -Rule can be used to back into a savings requirement.
This article explains IULs by comparing IUL to whole life to show how much they are alike and the key differences. We also debunk IUL myths.
How often do you hear the recommendation to “Buy Term and Invest the Difference” when the subject of permanent life insurance comes up? Do you accept that statement at face value? Or are you like me and you need to see some proof? The Premise The premise behind “Buy Term […]
The 4% rule promises $40,000 a year from $1 million saved—but after taxes and market volatility, it often delivers far less. Innovative retirement strategies change the game, especially for real estate investors seeking powerful, tax-efficient income.
The goal of this post is to debunk the top 5 most common Life Insurance Myths. Life insurance is a powerful tool for Private Banking.
People save for retirement all their lives. Do you know when you will have enough to retire? Do you know how much income your portfolio will generate? People save with 401(k)s, IRAs, SEP, SIMPLE, pensions, annuities, real estate, and life insurance. But at retirement, it’s time to stop putting in and […]