The Supreme Court’s Connelly decision did not kill insurance-funded buy-sell agreements. It did change how company-owned life insurance is valued when an owner dies. If your redemption, key-man, or “wait-and-see” plan still sits inside the business, it is time to review buy-sell agreements after Connelly — and update the policies that fund them.
Business Succession Planning
7 posts
A seller-financed succession can look complete on paper and still collapse if the owner dies, a buyer becomes disabled, or the new owners never fund a buy-sell. See how properly designed life insurance turns those hidden risks into a funded, tax-efficient transition.
Premium financing for life insurance is the smartest way to acquire a large death benefit for a fraction of the cost. Instead of writing big checks or liquidating assets, you leverage a lender’s capital so your money keeps working while the policy protects your family or business.
An insurance LLC turns life insurance into the fuel that powers your buy-sell agreement and can later deliver tax-free retirement income. Learn why business owners are using this structure to protect partners, keep cash out of estates, and create optionality most conventional plans miss.
Many real estate investors secure loans with life insurance—but what happens if disability prevents you from repaying them? Business loan protection disability insurance offers a powerful solution that keeps payments flowing and your empire intact.
Business owners, imagine paying long-term care insurance premiums with pre-tax dollars straight from your company. This powerful strategy delivers significant tax savings while safeguarding your family's future against the rising costs of care. Learn exactly how it works across entity types and why now is the time to act.
Earning strong returns is great—but keeping more of what you earn through smart tax deductions for business owners in 2026 can deliver even bigger results. Explore advanced strategies that go beyond standard 401(k)s and create real cash flow and retirement power.