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Why isn’t everyone doing this?

This past weekend we had our first cold front of the season pass through here in South Florida. Cold is a relative term since yesterday’s temperature got up to 84 degrees. But the humidity was replaced by nice dry air that made the 84 degrees feel absolutely perfect. My wife […]

Are you living financially free?

A couple of weeks ago, one of my clients asked me to read Dave Ramsey’s book “The Total Money Makeover“.  I’ve only seen Dave Ramsey on TV and I know he is a well known critic of permanent life insurance.  He, along with several other pop-culture financial gurus, preach “buy […]