One great thing about obamacare is that we all have access to lower cost health insurance. Well, my insurance is now more expensive, but I’m sure yours is lower. Right? The big problem I see is that even if premiums went down for some people, the deductibles have gone […]
Yearly Archives: 2015
8 posts
Most people retire with two main assets: a home that is paid-off and their life savings. Only one of those can pay the bills and put food on the table.
If you search on the internet for information on Indexed Universal Life (IUL), you will find a lot of misinformation. The following “Top 10” list, for example, comes from one of the market leaders in teaching people the concept of using the cash value of permanent insurance as your own personal […]
How much income will your portfolio generate? People save for retirement all their lives. They do it through 401(k)s, IRAs, SEP, SIMPLE, pensions, annuities, real estate, and life insurance. But at retirement, it’s time to stop putting in and start taking out. The questions I want to ask are: how much […]
I’m almost an empty nester. My youngest daughter will be a high school senior in the fall. She has her SAT and ACT results and now its time to start thinking about college… and paying for it! I thought I’d share some thoughts on saving for college. When my children […]
I have been investing in real estate for about four years. I saw an opportunity back in 2010 and 2011 when it looked like the Real Estate market had hit rock bottom. Just as Warren Buffett says “Be Fearful When Others Are Greedy and Greedy When Others Are Fearful”. I […]
For a lot of people, the single largest component of their net worth is the Home that they live in. A lot of people forego saving for their retirement in order to pay down their mortgages and free themselves from their mortgage. I can certainly relate to the freedom that […]
One of the most powerful features of a permanent life insurance product used as a retirement planning tool is the ability to take loans from the insurance company that are secured by the cash value of your life insurance policy.